Privacy Policy understands and respects your concerns about privacy. At the same time, information is the cornerstone of’s ability to provide referrals and leads information to its members. created this Privacy Policy to provide you with notice of the types of information may collect, how such information may be used or shared with third parties, and how such information relates to the operation of the website (“Website”).

This Privacy Policy is part of and subject to the Terms and Conditions of Service (the “TOS”) posted on the Website, including the provisions regarding changes or modifications to this Privacy Policy and other policies as set forth in the TOS. Please be sure to read this Privacy Policy before using this Website or submitting information to You are responsible for checking this page periodically for changes and updates to the Privacy Policy. Your use of this Website constitutes acceptance of this Privacy Policy and any subsequent use is subject to any posted changes to the Privacy Policy which are also deemed as accepted upon use of the Website. The effective date noted at the bottom of this page will indicate the date this Privacy policy was last updated.

Defining Visitors to the Website
While contemplates that people may visit the Website for several reasons, Visitors are checking out the website to determine whether or not they should become members. Visitors will be allowed to visit certain pages, and they will be excluded from other pages. Members (Individual or Business) have registered and will have access to all Member or business pages as appropriate. As to this Privacy Policy, anyone visiting this Website will be considered a Visitor except as expressly referenced herein. “Member” shall mean a registered and paid individual who is eligible for membership privileges as defined by

What Information is Collected and Stored? collects and stores certain information automatically whenever a Visitor accesses this Website. The amount and type of information collects depends upon the use of the Website. collects the Visitor’s IP address, browser information and related information. also collects information regarding traffic patterns and site usage. This information is used to analyze and improve this Website and to provide Visitors with an improved Website experience. may make blogs, message boards and discussion forums available to you. If you choose to voluntarily disclose certain information on any such public area of the Website, this Privacy Policy will not cover such disclosure of information. urges you to exercise caution when disclosing information on blogs, public message boards or discussion forums. will ask Members for personal information when they register at the Website, subscribe to a newsletter or respond to a survey. will only use individual information internally. This information enables to contact Members and provide information regarding’s products and services, including new products and services that business members may introduce from time to time, and to enable Members to obtain other information to further our mission. collects and stores information that Members enter through this Website or otherwise. For example, when a Member opens an account, information will be collected, such as: name, email address, and telephone number. This information is used to provide Services to Members. Information collects also may be used by to contact Members about products, promotions, upcoming events, special offers and new Website features. reserves the right to request any additional information necessary to establish and maintain your account for use of the Website and for your membership activities. may use your information to send you promotional materials via e-mail and/or facsimile about and its business partners. may also use your information to contact you, as necessary.

Information from Children
This Website is not intended for persons under the age of 18. If learns that a person under the age of 18 has submitted personally identifiable information online, in contravention of these measures, it will take all reasonable measures to delete such information from its databases and to not use such information for any purpose (except where necessary to protect the safety of that person or others or as required by law).

How and With Whom Shares Your Information will not sell, rent or license your personal information to third parties other than to its business members as set forth herein. However, may from time to time aggregate statistical information regarding our Visitors, traffic patterns and Website usage, or sell our research, which may contain aggregate information. In addition, may report aggregate information to our advertisers. Such aggregate information will not individually identify any user.

In order to provide you with co-branded services, and to improve our features, will sometimes share your information with our business partners and suppliers. reserves the right to disclose any information if such action is necessary (a) to conform to the requirements of the law or to comply with legal process or subpoena served on, (b) to protect and defend the legal rights or property of, the Website, or its users, or (c) in an emergency, to protect the health and safety of its users or the general public. further reserves the right to release any information concerning any user if that user participates (or is reasonably suspected of participating) in any illegal activity, even without a subpoena, warrant, or other court order. will cooperate with law enforcement agencies in identifying those who may be using our servers or services for illegal activities. also reserves the right to report any suspected illegal activity to law enforcement for investigation or prosecution.
It is possible that, its affiliates, its joint ventures, or any combination of such, could merge with or be acquired by another business entity. Should such a combination occur, you should expect that would share some or all of your information in order to continue to provide the service. If permissible, notice of any such event (to the extent it occurs) may be posted on the Website.

How Uses Cookies
As part of offering and providing customizable and personalized services, uses cookies to store and sometimes track information about you. A cookie is a small amount of data that is transferred to your computer’s hard drive. All portions of the Website that prompt you to log in or that are customizable require that you accept cookies. Cookies will not be used by to retrieve any information about you, or from your computer, that you have not voluntarily given to Cookies may also be placed on your computer when you link from the Website to other websites or when you click ads provided on our Website. Cookies placed on your computer by third parties, by or through the Website, are not the responsibility of and are not subject to the TOS. Please contact the third party placing these cookies to find out what information is collected and how it is used. You can usually edit your browser not to accept cookies, but the features of our Website may not function properly if you do not accept cookies

Steps Taken to Protect Your Personal Information
For all our transactions, employs reasonable and current Internet security methods and technologies. Where appropriate, or its agents use passwords, encryption techniques and firewalls to protect information. strives to protect you. encourages its participating service providers to adopt and honor their own privacy policies. It is your responsibility to contact such website operator or advertiser directly to determine their privacy policy. For all our efforts to safeguard your privacy, no system can be guaranteed. cannot ensure or warrant the security of any information that you transmit to us, or that transmits to you, or guarantee that it will be free from unauthorized access by third parties. Once receives your information, will use reasonable efforts to ensure its security on our systems.

Accessing, Updating or Deleting Your Information
As part of your use of the Website, you are responsible for maintaining and updating, as applicable, your membership information with current, accurate and complete information. You may view, update and/or edit your membership information you have provided to by logging into your “My Profile” Section.

You may occasionally receive information about your membership and the products or services and the products and services of our partners. believes that these updates are interesting and informative. In every update that sends, may include an option to “opt-out” of receiving future updates. reserves the right to limit any access to our Website to those who will accept our information and to those who will provide the requested information on applications and other forms. In the event you “opt-out” while your membership is in effect, you understand that removal of information may impede your participation as a member and/or result in termination of your membership. shall not be liable for problems arising from the removal of such information.

Opt-out Policy
Contact information received from forms, surveys, and other sources is used to send information and promotional material about to you. In addition, that information may be shared with our Members who may want to contact you. The default assumption is that you have “opted-in” and consented to use of your information in this manner and in accordance with our standard policies and procedures. If you no longer wish to receive updates, faxes or e-mails from, please send your request to us at the email address or phone number shown at the bottom of this page.

California Privacy Rights
As of January 1, 2005, California Civil Code Section 1798.83, California residents have the right to request in writing from businesses with whom they have an established business relationship, (1) a list of the categories of personal information, such as name, address, e-mail address, and the type of services provided to the Customer, Subscriber or Member, that a business has disclosed to third parties (including affiliates that are separate legal entities) during the immediately preceding calendar year for the third parties’ direct marketing purposes, and (2) the names and addresses of all such third parties. To request the above information please contact us with “Request for California Privacy Information” on the subject line and in the body of your message. The requested information will be provided in response to the e-mail address from which received the message.
A response to such written requests will be provided within 30 days following receipt at the e-mail or mailing address stated above. If a request is received at a different e-mail or mailing address, will respond within a reasonable period of time, but not to exceed 150 days from the date received. Please note that is only required to respond to each member once per calendar year.

Contacting the Website
If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, or if you think that anyone has violated this Privacy Policy, please contact at:

Post Office Box 1220
Folsom, California 95763
Effective Date: January 1, 2011