My name is Lori Utley also known as The Mortgage Loan Diva. I am different than most loan officers, as I was a Underwriter for 20 years. I have my FHA Direct Endorsement credentials as well as my VA automatic underwriter and Staff Review Appraiser credentials. I would be the one to make sure that a borrowers income and credit as well as the property meet the guidelines of the investors on the secondary market. I thoroughly review the loan applicants upfront to insure that there are not any issues before they go shopping for a home loan. I love educating and helping people get financing to increase their wealth through Residential Real Estate Loans.